COURSE NAME:Basics of Credit Analysis


This course can be scheduled at your convenience, to request this course please click here


  • We've all seen what happens as a result of poor credit decisions. How do we avoid going down the same road again? Better training in best practice credit analysis is the logical starting point and that's exactly what this highly practical course offers.
  • All Funding Employees

Principles of good funding

The funding proposition -The amount needed -  The purpose, Repayment, term of the fund - security....etc

Funding personal customers

General considerations-Bridging funds, finance, mortgage funds, car funding, real estate funding…..etc.

Interpretation of balance sheets for funding propositions

What a fund employees should look for in a balance sheet, balance sheet interpretation and funding propositions,

Interpretation of income statement for funding propositions

The information in income statement, profit trends, trend in a sales turnover, return on capital employed and its significance

Management Accounts for the funding employees

The relevance of management accounting to fund employees, the usefulness of budgets to fund employees, cash low projections, estimated balance sheets

Funds flow and cash flow analysis 

Usefulness of funds flow statements to a funding employees, interpretation of cash flow statement,

Funding for normal trading finance

The purpose of funding for normal day-to-day trading, how much funding? Overtrading and how it develops, the remedies of overtrading

Funding for fixed asset purchases

Funding to purchase property, extend existing property, purchase of other capital assets or a mixture of these purposes

Funding for new ventures or business purchases

Types of venture, funding for new ventures, points for the fund employees to consider, purchasing a shop or franchise

Finance for farming

The agriculture funding proposition, hidden assets and farmland values, interpretation of farmer's balance sheet……etc.

Funding for Building

Nature of building stages, budgets, cash flow forecasts, profits, monitoring progress of an advance, saleability of property, 

Capital expenditure appraisal

Fund employees and capital expenditure appraisal, techniques of capital expenditure appraisal 

    • 5 Day(s)

    The presentation is generally appealing to me. The dedication & devotion of the instructor are both laudable & admirable.
    Mohammed F. Alotaibi

    Really this course is important for any inspector, so I will recommended it for our employees. And thanks a lot!
    Ahmed Al-Yami

    You are doing excellent bringing such very talented instructor. Please keep it up.
    Ahmed Afifi
    Al-Zamil CoolCare

    I would like to appreciate you as well as the instructor for a good training due to the fact that the helping to gain new information about the types of valve with advantages and disadvantage as well. Many thinking.
    Zaki Ali Aldawood

    This course was very beneficial and helpful to understand one of the Major NDT method. I encourage ITC to continue with this performance.
    Talal Saad AlHasawi

    ITC service was in overall excellent. Thanks.
    Wael M. Morsy

    This course was good and a nice guide to the PMP exam. Thanks.
    Yazeed Mohamed Mreki
    General Authority of Civil Aviation (GACA)

    It was good course & good preparation with excellent instructor. Thanks a lot.
    Faisal Mahdi Al-Qahtani

    It was a nice course to have. I suggest taking this course with the same instructor to other people. Thanks for the instructor for his kindness & helfull during the course.
    Abdul-Moniem Al-Humoud

    It is very important course, which enable us to improve our knowledge to work approaching our big account and can be recall us the key account. This is will support us to active result for the best of the Co.
    Mohammed Amjad
    Al-Suwadi Services

    The instructor is highly and technical knowledgeable in explaining all the subject in the course taken.
    Noel V. Garan
    Coldstorec Group Of Saudi Arabia

    Instructor was well prepared and knowledgeable I gain lot of useful information.
    Gulam Khan
    Saudi Aramco

    It was a good learning experience. Got to know the concept involved in key account.
    Muthuraman Nachiappan
    Al-Suwadi Services

    The instructor Mr. Ahmed Sabry has a very nice spirit.
    Salam Fakhoury
    Al Khodari Company

    It is very useful to us and increase our knowledge.
    Mohammed Rashed Afifi
    Al Khodari Company

    The course is excellent and helpful. It help me in organizing the work in more safe manner.
    Muzammil Hayat
    Al Khodari Company

    The instructor is very knowledge and hard working, his way of teaching is very good.
    Ibrahim Darwish
    Al Khodari Company